Offshore Bond  

An offshore bond is a lump sum life assurance policy which is established outside the United Kingdom. Depending on your individual circumstances there are a number of ways, mainly by implementing trusts, that your IHT liability can be mitigated.

Benefits include

• An offshore bond can be used to provide additional tax-efficient income
• Offshore bonds can be used to provide access to capital anywhere in the world
• Offshore bonds are considered foreign property so are not subject to UK Inheritance Tax whilst the investor is non-domiciled

Offshore Bond Risks:

• An offshore bond is not a risk-free product 
• Your capital may be at risk due to the investments held within this wrapper 
• Individual investments are subject to fluctuations and you may realise less than the sum invested